Open House Sun, Sep 13th 02:00 PM - 04:00 PM - Price Reduction - Water Views - Primary on Main
Address
109 Whiterock Drive, Mount Holly, NC
Price
$ 990,000
Property Attributes
- ID#4402234
- TypeSingle Family
- Listing Status Active
- CountyGASTON
- CityMount Holly
- AreaGaston County
- NeighborhoodStonewater
- Zip28120
- Style
- Year Built2003
- Price$ 990,000
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms1
- Sqr Footage3796
- Lot Size0.89 Acres
Data Source:
Canopy MLS
Property Description
Luxury, craftsmanship, and lake lifestyle come together in this beautifully updated custom full-brick home in Stonewater with resort-like amenities, one of Mount Holly's premier waterfront communities. Perfectly positioned on a spacious corner lot with seasonal water views, this exceptional property also includes a deeded boat slip (Dock A-26), offering convenient access to Mountain Island Lake. This home has been well maintained and pride of ownership is apparent. It has been thoughtfully enhanced with fresh interior paint, a refreshed kitchen, new and refinished hardwood flooring throughout (no carpet), updated lighting, hardware, and staircase with a custom runner, creating a fresh, timeless aesthetic while preserving the home's quality craftsmanship. Inside, soaring ceilings, extensive moldings, detailed millwork, tray and vaulted ceilings, walls of windows, and rich architectural details define the spacious interior. The impressive two-story great room features a gas fireplace with custom built-in cabinetry and serves as the centerpiece of the home. The main-level primary suite offers two walk-in closets, including one with custom built-ins, along with dual granite vanities, a jetted tub, and separate shower. Every secondary bedroom includes its own walk-in closet, while all bathrooms feature granite countertops, tile flooring, and tiled bath surrounds. One of the home's signature spaces is the approximately 380-square-foot heated and cooled EasyBreeze sunporch. Although not included in the heated living area, it functions as a true four-season retreat with vaulted pine ceilings and peaceful views of the mature landscape beyond the partially fenced backyard. The trex deck, patio, and partially fenced backyard complete this outdoor living space. Additional highlights include a recently encapsulated crawl space with dehumidifier, an expansive driveway, a side-entry oversized 2 car garage with epoxy flooring and custom built-in cabinetry and work bench, central vacuum system, irrigation, security system, kitchen water filtration, and a spacious laundry room with cabinetry and utility sink. From its custom craftsmanship and extensive updates to its deeded boat slip and desirable waterfront community, this home offers a rare combination of elegance, functionality, and recreation—all just minutes from Charlotte, Belmont, and the amenities of Mountain Island Lake.
| Elementary School | Middle School | High School |
|---|---|---|
| Pinewood Gaston Elementary School | Stanley Middle School | East Gaston High School |
| Price History | |
|---|---|
| 7/11/2026 | Listed $1,000,000 |
| 8/24/2026 | 1$990,000 |
General Features
| Living Area | 3796 |
|---|---|
| Sewer | Public Sewer,Sewage Pump |
| Heating | Central,Ductless,Forced Air,Natural Gas,Zoned |
| Cooling | Ceiling Fan(s),Central Air,Ductless,Electric,Zoned |
| Roof | Architectural Shingle |
| Appliances | Dishwasher,Disposal,Down Draft,Electric Oven,Gas Cooktop,Gas Water Heater,Microwave,Plumbed For Ice Maker,Self Cleaning Oven,Wall Oven |
| Development Status | Completed |
| Zoning | R1H |
| HOA Fee | 1327.5 |
| Garage Spaces | 2 |
| Patio/Porch Features | Covered,Deck,Enclosed,Patio |
| Security Features | Security System |
| Construction Materials | Brick Full |
| Year Built | 2003 |
| View | Water |
| Levels | Two |
| Property Subtype | Single Family Residence |
| Parcel Number | 174994 |
| Waterfront Features | Beach - Public,Boat Slip – Community,Boat Slip (Deed) |
| Community Features | Clubhouse,Game Court,Lake Access,Outdoor Pool,Picnic Area,Playground,Recreation Area,Sidewalks,Sport Court,Street Lights,Tennis Court(s),Walking Trails |
| HOA Fee 2 | 1352 |
| Assoc Fee Paid Per | Annually |
| County | Gaston |
| New Construction | No |
| Property Type | Residential |
| HOA | Yes |
| Subdivision Name | Stonewater |
| Garage Y/N | Yes |
| Full Baths | 3 |
| High School | East Gaston |
| City | Mount Holly |
| Association Name | Cedar Management Group |
| Senior Community Y/N | No |
| Lot Size Units | Acres |
| Carport Y/N | No |
| HOA Fee 2 Frequency | Annually |
| Elementary School | Pinewood Gaston |
| Middle/Junior High School | Stanley |
| Additional Parcels Y/N | No |
| Virtual Tour | https://listings.nextdoorphotos.com/109whiterockdrive |
| AssociationName2 | Cedar Management Group |
| Builder Name | Custom |
| Standard Status | Active |
| CAR_HOASubjectTo | Required |
| Construction Type | Site Built |
| Restrictions | Architectural Review |
| Tax Assessed Value | 845030 |
| Virtual Tour | https://listings.nextdoorphotos.com/109whiterockdrive |
| Listing Terms | Cash,Conventional,VA Loan |
Interior Features
| Interior Amenities | Attic Stairs Pulldown,Breakfast Bar,Built-in Features,Cable Prewire,Central Vacuum,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Whirlpool |
|---|---|
| Flooring | Tile,Wood |
| Fireplace Features | Gas,Great Room |
| Basement (Y/N) | No |
| Fireplace Y/N | Yes |
| Above Grade Finished Area | 3796 |
| Half Baths | 1 |
| Laundry Features | Electric Dryer Hookup,Inside,Laundry Room,Main Level,Sink,Washer Hookup |
| Total Bedrooms | 4 |
| Total Baths | 4 |
| SqFt Main | 2242 |
| SqFt Garage | 640 |
| SqFt Upper | 1554 |
| Bedroom | 1 |
Exterior Features
| Exterior Amenities | In-Ground Irrigation |
|---|---|
| Fencing | Back Yard,Partial |
| Parking Features | Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Keypad Entry |
| Lot Features | Corner Lot,Wooded |
| Water Source | City |
| Lot Size Area | 0.89 |
| Foundation Details | Crawl Space |
| Road Surface Type | Concrete,Paved |
| Door Features | Pocket Doors,Screen Door(s) |
| Road Responsibility | Publicly Maintained Road |
| Main Level Garage YN | Yes |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 28120
Price
Year Built
Visits
High Country Association of REALTORS (HCAOR) © Information is provided exclusively for consumers personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. Last Update: September 13, 2026 11:59 AM UTC
